Wells Fargo Auto Loan ReviewWells Fargo offers competitive auto loan interest rates, but is not a direct lender. I was approved for financing through WFDS. Recently, the CFPB took action against Wells Fargo for breaking federal consumer protection laws that apply to financial products, including auto loans, mortgages, and bank accounts. com/advisor/auto-loans/wells-fargo-auto-loan-review/#Used Car Purchase" h="ID=SERP,5751. Wells Fargo offers flexible auto loans, giving you the option to buy a new or used car from a dealer or in a private transaction. Whether you need to lower your monthly payments, or you’d like to pay less interest over time, refinancing your loan 1 may be a good option. If you’re looking to finance an inexpensive car, you’ll need to look elsewhere. Wells Fargo is not rated or accredited by the BBB, though it does have a BBB customer review score of 1. Today, the interest rate at Wells Fargo bank is 3. Wells Fargo Auto Loan Reviews Considering financing a vehicle through Wells Fargo? This review explains everything you need to know about Wells Fargo auto loans, Read More. We at the Guides Auto Team will explain Wells Fargo auto loans for borrowers who are looking to purchase used or new vehicles. Wells Fargo is suitable for a wide range of uses, making it ideal for customers who want to borrow a large amount of funds with flexible loan terms. Reviews: Wells Fargo Auto Loans Overall lender rating 2. Auto loan rebates are especially a good idea if they are available for a vehicle you are already interested in. Wells Fargo, one of the biggest lenders for new and used car purchases in the U. Brown Fact checked by Lakshna Mehta We. Wells Fargo offers two savings accounts: Way2Save and Platinum Savings. Wells Fargo offers various types of loans: home loans, auto loans, mortgage refinance options and. 4 Reasons to Refinance Your Auto Loan credit cards Check out our full Wells Fargo review below to decide if it's right for you. Reviews: Wells Fargo Auto Loans Overall lender rating 2. 10% APY on Well Fargo’s 5-month CD term, not including any boost for also owning an eligible checking account, is higher than both the 6 and 9-month CDs from Capital One. Wells Fargo Review 2023: Pros and Cons We love Wells Fargo's convenience factor, but the mega-bank's low APYs and high overdraft fees give us some hesitation. Wells Fargo Dealer Services 12 reviews Unclaimed Auto Loan Providers Open 5:00 AM - 7:00 PM See hours Write a review Add photo Photos & videos Add photo You Might Also Consider Sponsored Downey Car Care Center 575 7. If you’re looking for an auto loan, it makes sense to go to a familiar institution like Wells Fargo (WF), especially if you are already a Wells Fargo customer. Wells Fargo offers a lending product for almost any buyer in almost any credit situation, which makes buying much easier for many people. Wells Fargo is one of the most active Small Business Administration 7 (a) lenders — issuing over $156 million in loans in the first quarter of 2022 alone. Wells Fargo personal loans are good for people who are looking for large loan amounts because loans of as much as $100,000 are available, with payoff periods of 12 - 84 months. The bottom line: Wells Fargo Personal Loan are a good choice if you need a significant amount of cash, as you can borrow up to $100,000 with the. Does Wells Fargo Auto issue the refund? Why didn't my auto loan payment decrease after a refund was applied to my account? Guaranteed Asset Protection (GAP) coverage What is Guaranteed Asset Protection (GAP)? Is GAP the same as auto insurance? Why doesn't GAP carry over if I refinance my loan? I have GAP and my vehicle was deemed a total loss. The Rep explained that we also qualify for a personnal loan to consolidate credit cards and if we went with this personal loan, we would get an even better rate on the vehilce refinancing. You may be able to qualify for a lower rate, or a shorter or longer loan term, depending on your situation. Wells Fargo Customer Service · 1-800-869-3557 · 24 Hours 7 Days of Week · 16 mins wait. Wells Fargo Prime Checking pays 0. In addition, Wells Fargo is one of the few companies we reviewed that provides loans and refinancing for specialty vehicles like motorcycles, boats, and RVs. Currently, Wells Fargo's 5-month CD special is, by far, the most competitive option, especially if you already bank with Wells Fargo and get to take advantage of. Wells Fargo Auto Loans author review by Emma Simon Wells Fargo is one of the most widely recognized names in the finance and lending world. Loans are even better suited to. The most recent reviews state problems with fees and the approval process, while the complaints stated that they had problems with their accounts and were unable to get satisfactory responses from any of the Wells Fargo representatives they spoke with. Based on Wells Fargo’s Q1 2020 quarterly report, during the first quarter of the year, nearly 34% of auto loans issued by it went to borrowers with FICO scores under 680. For automobile repossessions, compensation is “at least,” but is not limited to, $4,000. In addition, Wells Fargo is one of the few companies we reviewed that provides loans and refinancing for specialty vehicles like motorcycles, boats, and RVs. How Wells Fargo Auto Loans Compare Side-by-side snapshot Wells Fargo Auto Loan Bank of America Auto Loan Capital One Auto Loan Editor's rating 2. Wells Fargo Reviews And Reputation. Wells Fargo Auto Loan Review For 2022 Crediful If youre looking to refinance an auto loan, youll work with Wells Fargo directly. If the proceeds from the sale are not enough to pay the full amount you owe us, you'll be responsible for paying the remaining balance. Rates are based on creditworthiness and other factors; At least 10% of approved applicants qualified for the. 5 | The Penny Hoarder Overall Rating Checking Savings Fees Customer service. That said, B of A is large enough that it can offer extremely competitive rates that its rivals cannot, and its catalog of loan products is more extensive. We reviewed Wells Fargo Auto loans based on 16 data points in the categories of loan details, loan costs, eligibility and accessibility, customer experience and the application process. If you had a Wells Fargo account between 2011 and 2022, you might be one of the 16 million customers who qualify for damages, says the Consumer Financial Protection Bureau (CFPB). Loan quick facts Due to the relationship that Wells Fargo holds with. Wells Fargo offers personal loan rates ranging between 5. Refinancers can usually offer lower fees and better terms. These are average auto loan rates, meaning that roughly half of the vehicle loans charged more. In addition, Wells Fargo is one of the few companies we reviewed that provides loans and refinancing for specialty vehicles like motorcycles, boats, and RVs. However, the longer the term of your car loan, the more interest you will pay. Why choose Wells Fargo for your auto loan? Industry-leading experience Have peace of mind knowing your vehicle is financed through an auto lender with more than 50 years of experience. very impressive customer service. Customer reviews of Wells Fargo auto loans are mostly negative. We at the Guides Auto Team will explain Wells Fargo auto loans for borrowers who are looking to purchase used or new vehicles. 9 miles away from Wells Fargo Dealer Services Lorena P. Applicants can take advantage of interest rates as low as 7. They have been in business for over 20 years. Wells Fargo’s auto loans are easy to apply for and can be used to purchase almost any type of vehicle. Wells Fargo Review 2023: Pros and Cons We love Wells Fargo's convenience factor, but the mega-bank's low APYs and high overdraft fees give us some hesitation. Wells Fargo offers a lending product for almost any buyer in almost any credit situation, which makes buying much easier for many people. For mortgage holders that were unable to modify their mortgages to avoid foreclosure, damages average. Wells Fargo (NMLS #399801), one of the biggest financial services companies in the country, provides home purchase and refinance loans in all 50 states. Wells Fargo personal loans come with a wide variety of loan amounts and repayment terms, making them an especially good fit for home improvement projects. If you're a Wells Fargo customer already, you can get some perks like an interest rate discount but even people who don't already bank with Wells Fargo could get a good deal from the bank. Considering financing a vehicle through Wells Fargo? This review explains everything you need to. Wells Fargo auto refinance has car loans with a maximum term of 72 months. Why choose Wells Fargo for your auto loan? Industry-leading experience Have peace of mind knowing your vehicle is financed through an auto lender with more than 50 years of experience. Wells Fargo's auto loans are easy to apply for and can be used to purchase almost any type of. Keep in mind that if you make a private transaction, you have to finalize the loan in-branch. Account details and annual percentage yields (APYs) are accurate as of Jan. Wells Fargo has had an up-and-down auto-loan business in recent years. Due to recent changes in the bank's lending policies, however, Wells Fargo auto loan reviews are less than positive. High minimum loan amount: Bank of America will only approve auto loans in amounts of $7,500 or more, which is higher than most competitors. Read our expert’s review about Wells Fargo Auto Loans. So, if your credit score is somewhere around that, there is a chance that you can also get approved for an auto loan. This Wells Fargo Bank review focuses on its personal banking products and services. The bank is also an SBA-preferred. Wells Fargo is a bank lender that offers equipment loans for businesses that need financing for commercial trucks, trailers, and specialty vehicles. But because the rates are not shared outside of dealerships, drivers may feel surprised by the cost if they go in without researching ahead of time. 10% APY on Well Fargo’s 5-month CD term, not including any boost for also owning an eligible checking account, is higher than both the 6 and 9-month CDs from Capital One. This lender also offers lease buyout loans and auto refinancing. 2023 at 12:45 This is a great finance company that offers the best interest rates compared to other finance companies Review 2 Ava H 11. Learn more about financing with a third-party lender. Auto Approve's refinancing rates begin at 2. 420 Montgomery Street (800) 869-3557 Visit Site. Customer reviews of Wells Fargo auto loans are mostly negative. The company specializes in refinancing loans for standard cars, trucks and SUVs in addition to motorcycles, ATVs, boats and RVs. In the states identified below, state law requires indirect auto lenders such as WF Auto to ensure that a refund is issued. Review the amount due and provide your lender’s information and the amount you’d like to finance. 3 trillion in auto loan debt as of. The Consumer Pricing Information brochure lists fees, terms and. Wells Fargo Auto Loans author review by Emma Simon Wells Fargo is one of the most widely recognized names in the finance and lending world. Does Wells Fargo Auto issue the refund? Why didn’t my auto loan payment decrease after a refund was applied to my account? Guaranteed Asset Protection (GAP) coverage What is Guaranteed Asset Protection (GAP)? Is GAP the same as auto insurance? Why doesn't GAP carry over if I refinance my loan? I have GAP and my vehicle was deemed a total loss. Jump to: Full Review Wells Fargo. Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you. It receives similar scores from Trustpilot. Wells Fargo offers various types of loans: home loans, auto. Reviews: Wells Fargo Auto Loans Overall lender rating 2. If you’re a Wells Fargo customer already, you can get some perks like. Promoted offer: No fees, up to $2M FDIC coverage, earn high APY on all checking and savings balances, up to $250 bonus with qualifying direct deposit. 5 Stars While loan rates with Wells Fargo may be competitive with some other providers, the company has not streamlined its application. Based on Wells Fargo’s Q1 2020 quarterly report, during the first quarter of the year, nearly 34% of auto loans issued by it went to borrowers with FICO scores under 680. Rates vary based on credit history, loan term, loan amount, debt-to-income. Nationwide network of dealerships With nearly 11,000 dealerships in our network, be sure to ask if Wells Fargo financing is available to you. Does Wells Fargo Auto issue the refund? Why didn’t my auto loan payment decrease after a refund was applied to my account? Guaranteed Asset Protection (GAP) coverage What is Guaranteed Asset Protection (GAP)? Is GAP the same as auto insurance? Why doesn't GAP carry over if I refinance my loan? I have GAP and my vehicle was deemed a total loss. This review explains everything you need to know about Wells Fargo auto loans, including loan details, minimum qualifications, and the application process. Wells Fargo Bank Review The ultimate in one-stop banking, but the name remains tarnished By Emily Guy Birken Updated March 08, 2023 Reviewed by JeFreda R. A used car loan of Wells Fargo auto loans is available for those who plan to buy a used car from a dealer and those who buy from a private seller. Wells Fargo's auto loan originations were $6. In fact, it has so many complaints filed against it that the. Wells Fargo Auto Loan Review: 2. Wells Fargo auto loans reviews and complaints Wells Fargo bank gets mostly negative online reviews. Bank of America was the country’s largest bank for a long time, but has been surpassed by JPMorgan Chase & Co. 2 out of 5 Log in to write a review 86 reviews from Credit Karma members Most helpful positive review. wells fargo auto finance is the only company who did not work with me on …. Loan quick facts Due to the relationship that Wells Fargo holds with dealerships, they do not. Loans are even better suited to. 00/5 Bottom Line Wells Fargo offers a variety of banking accounts and relationship benefits, including rare perks like loan discounts, to those with multiple accounts. 5 Stars While loan rates with Wells Fargo may be competitive with some other providers, the company has not streamlined its application process in the way many other competitors have. Currently, Wells Fargo’s 5-month CD special is, by far, the most competitive option, especially if you already bank with Wells. Wells Fargo Auto Refinance Review Wells Fargo Auto Refinance is an auto loan refinance offering by Wells Fargo Bank, based in San Francisco, CA. Wells Fargo provides loans for new and used cars. You can check rates online and then. 10% APY, depending on your balance, and charges a monthly maintenance fee of $25 that you can avoid if you carry a minimum daily balance of $20,000. For those who buy from private sellers, the interest rate is 6. Please call us at 1-800-289-8004 for more information. Nationwide network of dealerships With nearly 11,000 dealerships in our network, be sure to ask if Wells Fargo financing is available to you. 2 out of 5 Log in to write a review 86 reviews from Credit Karma members Most helpful positive review Aug 15, 2019 Good Financing Lender Credit Karma member I purchased a new vehicle in January of 2019. Help: How To Find Your Loan Number Wells Fargo Auto. 5 Stars While loan rates with Wells Fargo may be competitive with some other providers, the company has not streamlined its application process in the way. As your delivery date approaches, we will prompt you to confirm your lienholder’s information and provide payment or proof of payment for the amount due. During this process, they claim they weren’t properly notified by Wells Fargo, had “unfair” fees attached to the outstanding balance and were not given a fair chance to redeem the seized vehicle. 7 star star star star star_half (134) View Profile. The bottom line: Wells Fargo Personal Loan are a good choice if you need a significant amount of cash, as you can borrow up to $100,000 with the lender. Wells Fargo Auto Loans: Conclusion Wells Fargo auto loan was rated 2. Wells Fargo (NMLS #399801), one of the biggest financial services companies in the country, provides home purchase and refinance loans in all 50 states. Read our full review of Wells Fargo Auto Loans here. , sent letters to hundreds of independent auto dealerships last month telling them that the San. Many auto loan companies work with other lenders to refinance those lenders' existing loans. Why choose Wells Fargo for your auto loan? Industry-leading experience Have peace of mind knowing your vehicle is financed through an auto lender with more than 50 years of experience. Does Wells Fargo Auto issue the refund? Why didn’t my auto loan payment decrease after a refund was applied to my account? Guaranteed Asset Protection (GAP) coverage. Capital One Auto Finance Reviews & Loan Rates (2023) Our reviews team rated Capital One auto finance 4. i was offered a low interest rate from another bank and immediately switched to Wells Fargo for my auto loan. Furthermore, Wells Fargo has a poor customer reputation. Wells Fargo Auto Loan Review: 2. Reviews: Wells Fargo Auto Loans Overall lender rating 2. quick service and approval, in and out with signing papers less than an hour. They also offer extended term lengths up to 72 months. You can take out a Wells Fargo auto loan to finance the purchase of a used vehicle up to 15 years old—though eligibility also depends on the vehicle mileage and loan term. Unlike other lenders, it doesn’t provide auto loans directly, meaning you have to go to a participating dealership to get a Wells. READ Pioneer Loan Customer Service Phone Number For over 65 years, Wells Fargo Auto Finance Services has been helping customers finance or refinance their vehicles. Wells Fargo 4. 5 billion in the first quarter, an increase of 19 percent from first quarter of 2019, the company said in April, adding that this reflects "our renewed. Many customers mentioned poor customer service and high fees. However, some customers have praised the bank for their competitive interest rates and fast loan approval process. The Better Business Bureau (BBB) currently gives Wells Fargo a 'B. Wells Fargo personal loans come with a wide variety of loan amounts and repayment terms, making them an especially good fit for home improvement projects. Wells Fargo (NMLS #399801), one of the biggest financial services companies in the country, provides home purchase and refinance loans in all 50 states. Based on an Experian study published in March 2020, the American people do already have an existing $1. This lender also offers lease buyout loans and auto refinancing. Jump to: Full Review Wells Fargo. Beginning in 2016, a seemingly endless series of scandals beset Wells Fargo: the creation of phony accounts, the unauthorized purchase of insurance policies for clients, improper auto-loan and. i was hospitalized 08/01/08 and was unable to return to work for several months i had no income during this time. I got an auto loan with Wells Fargo on Easley SC. We reviewed 16 popular auto loan lenders based on 16 data points in the categories of loan details, loan costs, eligibility and accessibility, customer experience and the application. That said, the bank has pulled back on some of its lending, mostly with used car lots, to focus on new car dealerships. Wells Fargo Auto Loans author review by Emma Simon Wells Fargo is one of the most widely recognized names in the finance and lending world. You can apply to refinance your existing auto loan online or call 1-800-289- Automatic payments are not required for loan approval. If youre looking to refinance an auto loan, youll work with Wells Fargo directly. 5 Stars While loan rates with Wells Fargo may be competitive with some other providers, the company has not streamlined its application process in the way. As of the end of second quarter 2021, the review found the following average auto loan rates: If you have a credit score of 500 or lower, you can expect to pay an APR, on average, of 14. Wells Fargo offers auto loans for new and used vehicles through partner dealerships. Explore refinancing options today to find out if they might be right for you. Representative called, we set up an appt. Despite receiving a loan of only $1200, I am being asked to pay back more than. i called all my creditors and asked what i could do to lower payments / interest rates or even skip a payment so i could make my morgage payment and keep my home. 5 Stars While loan rates with Wells Fargo may be competitive with some other providers, the company has not streamlined its application process in the way many other competitors have. The plaintiffs say they were making loan payments to Wells Fargo when their vehicles were repossessed starting in 2014. If you had a Wells Fargo account between 2011 and 2022, you might be one of the 16 million customers who qualify for damages, says the Consumer Financial Protection Bureau (CFPB). The bottom line: Wells Fargo Personal Loan are a good choice if you need a significant amount of cash, as you can borrow up to $100,000 with the lender. We’ll also discuss when you should refinance your car and. Currently, Wells Fargo’s 5-month CD special is, by far, the most competitive option, especially if you already bank with Wells Fargo and get to take advantage of. Wells Fargo is suitable for a wide range of uses, making it ideal for customers who want to borrow a large amount of funds with flexible loan terms. This review covers the former. However, this number is based on. Top Ranked Companies #1 America First chevron_right 6. For automobile repossessions, compensation is “at least,” but is not limited to, $4,000. Wells Fargo's auto loans are easy to apply for and can be used to purchase almost any type of vehicle. Customer reviews of Wells Fargo auto loans are mostly negative. At this time, Wells Fargo Auto loans are only available through dealerships. Wells Fargo personal loans come with a wide variety of loan amounts and repayment terms, making them an especially good fit for home improvement projects. I purchased the car last January 2021. Wells Fargo Auto (“WF Auto”) customers who pay off their financing agreement early or whose vehicle is repossessed may be eligible for a refund of any unearned portion of the amount they paid for GAP. Wells Fargo Review 2023: Pros and Cons We love Wells Fargo's convenience factor, but the mega-bank's low APYs and high overdraft fees give us some hesitation. We reviewed Wells Fargo Auto loans based on 16 data points in the categories of loan details, loan costs, eligibility and accessibility, customer experience and the application process. Wells Fargo has had an up-and-down auto-loan business in recent years. Furthermore, Wells Fargo has a poor customer reputation. This Wells Fargo review will help you determine if these products fit your needs. Wells Fargo Auto Loan Review: 2. Wells Fargo offers auto loans for new and used vehicles through partner dealerships. Its best to come into the dealership with a preapproved loan from another lender. This Wells Fargo review will help you determine if these products fit your needs. Wells Fargo’s Way2Save savings account has a $25 initial deposit requirement and a. Consolidating multiple debts means you will have a single payment monthly, but it may not reduce or pay your debt off sooner. Considerations before any type of financing with any lender: Interest rate - confirm the annual percentage rate (APR) of your loan. In fact, it has so many complaints filed against it that the Better Business Bureau (BBB) website only publishes details for 25% of complaints online. Wells Fargo offers auto loans for new and used vehicles through partner dealerships. Overall, sentiment around the companys car loan services is not good and we recommend searching elsewhere. said "I brought my car in for a diagnostic testing due to major issues. That is why this Wells Fargo auto loans review will provide you some essential details that you must know and should carefully consider before signing any car loan document from the company. Wells Fargo Reviews And Reputation. Wells Fargo's auto loan originations were $6. Wells Fargo Auto Loan Review For 2022 Crediful If youre looking to refinance an auto loan, youll work with Wells Fargo directly. Wells Fargo Auto Loan Review For 2022 Crediful. 4 Reasons to Refinance Your Auto Loan credit cards Check out our full Wells Fargo review below to decide if it's right for you. Wells Fargo offers personal loan rates ranging between 5. In 2018, the company put new energy into its auto-loan business after paying a $1 billion fine for violating the. Wells Fargo offered the best rate. Wells Fargo auto refinance has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while. If you're looking for an auto loan, it makes sense to go to a familiar institution like Wells Fargo (WF), especially if you are already a Wells Fargo customer. That is why this Wells Fargo auto loans review will provide you some essential details that you must know and should carefully consider before signing any car loan document from the company. We reviewed 16 popular auto loan lenders based on 16 data points in the categories of loan details, loan costs, eligibility and accessibility, customer experience and the application. 0 stars by our review team due to its poor reputation and lack of a streamlined application process. This lack of restrictions makes it very easy for you to shop around to find the best deal on a car. Auto loans are available from $4,000 to $600,000 for new vehicles and used vehicles not more than 10 years of age. The minimum loan amount is $35,000, making this bank a good choice for established transportation-related businesses looking for larger loans and leases. That is why this Wells Fargo auto loans review will provide you some essential details that you must know and should carefully consider before signing any car loan document from the company. Wells Fargo’s auto loans are easy to apply for and can be used to purchase almost any type of vehicle. As of the end of second quarter 2021, the review found the following average auto loan rates: If you have a credit score of 500 or lower, you can expect to pay an APR, on average, of 14. Depending on where you live, it is a. 3 trillion in auto loan debt as of 2019, which is an. This means we would take possession of the vehicle, sell it, and apply the amount we receive from the sale to the amount you owe us. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. This Wells Fargo review will help you determine if these products fit your needs. Wells Fargo auto loans reviews and complaints Wells Fargo bank gets mostly negative online reviews. Wells Fargo Bank Review The ultimate in one-stop banking, but the name remains tarnished By Emily Guy Birken Updated March 08, 2023 Reviewed by JeFreda R. However, if you're not a current. We at the Guides Auto Team will explain Wells Fargo auto loans for borrowers who are looking to purchase used or new vehicles. You can apply to refinance your existing auto loan online or call 1-800-289- Automatic payments are not required for loan approval. Wells Fargo Auto Loans author review by Emma Simon Wells Fargo is one of the most widely recognized names in the finance and lending world. Wells Fargo (NMLS #399801), one of the biggest financial services companies in the country, provides home purchase and refinance loans in all 50 states. The bottom line: Wells Fargo Personal Loan are a good choice if you need a significant amount of cash, as you can borrow up to $100,000 with the. Wells Fargo offers a lending product for almost any buyer in almost any credit situation, which makes buying much easier for many people. What is auto loan interest? Auto loan interest is the cost incurred in. Wells Fargo is not rated or accredited by the BBB, though it does have a BBB customer review score of 1. If you cannot find your ten-digit account number, please call Customer Service at 1-800-289-8004, Monday through Friday, from 5:00 am to 7:00 pm Pacific. Customer reviews of Wells Fargo auto loans are mostly negative. This Wells Fargo Bank review focuses on its personal banking products and services. An auto loan from Wells Fargo is best for drivers who prefer an in-person experience. Wells Fargo auto loans reviews and complaints Wells Fargo bank gets mostly negative online reviews. The Better Business Bureau (BBB) currently gives Wells Fargo a ‘B. As with new car loans, drivers cannot use Wells Fargo to finance the purchase of a vehicle from a private party. Ratings include total cost, additional help, terms, locality, networks, clients and features. 0 stars due to the company’s easy auto loan prequalification. How Wells Fargo Auto Loans Compare Side-by-side snapshot Wells Fargo Auto Loan Bank of America Auto Loan Capital One Auto Loan Editor's rating 2. Founded in 1852, Wells Fargo Bank offers auto refinance loans in 50 states (and Washington, DC). Wells Fargo Auto Loan Review: 2. If you’re a Wells Fargo customer already, you can get some perks like an interest rate discount but even people who don’t already bank with Wells Fargo could get a good deal from the bank. 14% for those who buy from a dealer. With a network of nearly 11,000 dealerships nationwide, be sure to ask the dealership if Wells Fargo Auto financing is available to you. 2023 at 08:30 This company has a bad reputation for taking advantage of those in need. Wells Fargo is suitable for a wide range of uses, making it ideal for customers who want to borrow a large amount of funds with flexible loan terms.